201 Energy Parkway, Suite 402 Lafayette, LA 70508
- 337.706.9080
Personal Insurance
Premium coverage all in one place.
All the coverage you need, all in one place
Our Higginbotham team provides coverage for auto, home or condo, personal umbrella, boat, motorcycles and more. Clients rely on Higginbotham’s personal insurance advisors to assist them in finding the best combination of coverage and premium in the ever-changing marketplace. We analyze exposures, recommend coverage options and then match your needs with the best available quotes from our wide range of insurance companies.
Our Services
Our Services
Your home is one of the most important financial investments of your lifetime and you’ll need proper coverage in order to keep your investment protected. Higginbotham is your trusted solution for homeowners’ insurance. We offer coverage options that are both flexible and affordable. We understand that your needs differ from the needs of other people so we work with our clients to find a policy that best suits their individual needs. It is that dedication to your needs and life that makes us different than the rest.
Accidents can happen at any time. Having the right insurance can protect your home and everything in it. Don’t go another day without proper homeowners insurance. Keep your memories protected with the right policy from Higginbotham.
Home insurance coverage options include:
- Property Insurance
- Homeowners’ Liability
- Renters Insurance
- Condo Insurance
- Mobile Home Insurance
- Scheduled Property Insurance
At Higginbotham, we know that your insurance needs differ from those of other drivers. You have your own safety concerns and financial considerations that make you unique. That’s why we give each client personalized attention to find a reliable policy that matches his or her needs. We combine premium auto insurance with personalized service to give you the best coverage possible.
Having proper auto insurance helps ensure your independence behind the wheel. We help you every step of the way to work to find the coverage that’s important to you for when an accident occurs. Your loved ones are important to you, and protecting them is important to us.
As your trusted source for car insurance, Higginbotham offers a variety of coverage and additional protection options, such as:
- Liability
- Comprehensive
- Collision
- Uninsured and Underinsured Motorist
- Towing
- Rental Reimbursement
- Roadside Assistance
- Medical Payments
Here at Higginbotham, we are committed to the safety and security of you and your family. Whatever your interest, Higginbotham offers advanced coverage options to meet the insurance needs of the adventurer in everyone. From RVs and boats to ATVs, we help to ensure the safety of both you and your vehicle. Our insurance options provide you with the coverage you need, the service you deserve at a price you can afford.
We offer coverages for a variety of recreational vehicles including:
- Boat Insurance
- Motorcycle Insurance
- Motorhome Insurance
- ATV Insurance
Personal Umbrella Liability is one of the most commonly overlooked policies, but in the case of a catastrophic financial event, it could be the best line of defense you’ll ever have. It provides additional layers of protection if or when the liability limits on your home, auto or other underlying insurance policies are exhausted. In such a critical situation, having a Personal Umbrella Policy through Higginbotham ensures your assets and your future are protected.
Personal Umbrella insurance can be applied to events such as:
- Car Accidents
- Accidental injuries on your property
- Accidents involving your boat, ATV, or other recreational vehicle
- Defense fees and other legal costs
- Personal Injury Coverage for claims of libel, slander and more
Flood insurance is offered through the National Flood Insurance Program. Although the government actually provides the coverage, our agency issues the policy and, in the event of flood damage to your insured property, we also help service your claim. The coverages available are the same wherever you go, the difference is in the service.